Existential fears and financial worries
What are existential fears?
Fears about one's livelihood are among the most stressful worries a person can experience. They often arise when your own financial security appears to be at risk - for example due to unemployment, an unexpected separation or rising living costs. These fears not only affect your wallet, but also your sense of stability and security in everyday life.
You may recognize yourself in this situation: thoughts revolve around unpaid bills, the future seems uncertain and inner tension grows. Such worries are widespread and understandable - but they don't mean that there is no way out.
First steps: What you can do if you have existential fears
If you are suffering from existential fears, it is important to take the first step - even if it seems small. Every change starts with clarity and stability.
A clear look at your current situation will help you find solutions:
- Check your income and expenditure: Make a note of how much money comes in each month and what you spend it on.
- Make a list of your debts: How much do you owe and to whom?
- Set priorities: Sort out which expenses are necessary and which can be reduced or avoided.
- Share your worries: Discuss your fears openly - with a trusted person close to you or with a professional contact point.
Where to get help
In difficult times, it is important to seek support. There are many contact points that can help you - free of charge and often anonymously.
1. Advice services and contact points
- Social advice centers: They offer general support, e.g. when applying for social benefits or looking for financial help.
- Debtor advice: Professional advice helps you to sort out debts, negotiate with creditors and draw up a plan to get out of debt.
- Employment agency: In addition to financial support in the event of unemployment, you can also find further training offers and job placements here.
- Welfare organizations: Caritas, Diakonie or other non-profit organizations offer support in various life situations.
2. Public support options
If the money is not enough, you can apply for state aid. Here is a brief overview:
- Citizen's allowance: Support for unemployed people or people on a low income.
- Housing benefit: Allowance towards housing costs if your income is too low.
- Child supplement: Financial relief for families on a low income.
- One-off assistance: Support for special needs, e.g. for household appliances or emergencies.
Tip: Many advice centers will also help you apply for social benefits. Don't be afraid to accept this support - you are entitled to it.
Frequently asked questions about existential fears
Register with the Employment Agency as soon as possible to secure financial benefits such as unemployment benefit. Also use counseling centers that offer support with job searches and applications.
In financial emergencies, you can apply for housing benefit or citizen's allowance. One-off support from social services or welfare organizations is also possible. A social counseling service will help you with the application process.
Create a budget plan to keep an eye on your income and expenditure. If you have debts, debtor advice can help to stabilize your financial situation.